{"id":110,"date":"2026-10-07T16:00:00","date_gmt":"2026-10-07T16:00:00","guid":{"rendered":"https:\/\/www.homesbykatrinaromero.com\/blog\/?p=110"},"modified":"2026-10-07T16:00:00","modified_gmt":"2026-10-07T16:00:00","slug":"mortgage-rates-arent-backing-down-yet","status":"publish","type":"post","link":"https:\/\/www.homesbykatrinaromero.com\/blog\/2026\/10\/07\/mortgage-rates-arent-backing-down-yet\/","title":{"rendered":"Mortgage Rates Aren\u2019t Backing Down Yet"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/katrina-romero-jones\/rates-baking-yet\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>With over 27 years as a full-time REALTOR here in Colorado, I\u2019ve learned that navigating the ups and downs of mortgage rates is just part of the journey\u2014especially when rates are holding steady around 7% as we approach year-end. Sticky inflation and the possibility of another Fed hike could keep borrowing costs elevated for a while longer, with wider spreads on mortgage-backed securities adding to the challenge. A real shift downward in rates will likely require more than just patience: we\u2019ll need to see sustained progress on inflation, calmer long-term yields, positive signals from the Fed, and healthier MBS spreads. For those considering buying, investing, or refinancing, it\u2019s wise to use today\u2019s rates as a baseline for planning, while viewing any future rate relief as a welcome bonus. My commitment remains to guide clients with integrity, insight, and service\u2014helping you make informed decisions, no matter where rates stand.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>With over 27 years as a full-time REALTOR here in Colorado, I\u2019ve learned that navigating the ups and downs of mortgage rates is just part of the journey\u2014especially when rates are holding steady around 7% as we approach year-end. Sticky inflation and the possibility of another Fed hike could keep borrowing costs elevated for a [&hellip;]<\/p>\n","protected":false},"author":161,"featured_media":111,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-110","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.homesbykatrinaromero.com\/blog\/wp-json\/wp\/v2\/posts\/110","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.homesbykatrinaromero.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.homesbykatrinaromero.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.homesbykatrinaromero.com\/blog\/wp-json\/wp\/v2\/users\/161"}],"replies":[{"embeddable":true,"href":"https:\/\/www.homesbykatrinaromero.com\/blog\/wp-json\/wp\/v2\/comments?post=110"}],"version-history":[{"count":1,"href":"https:\/\/www.homesbykatrinaromero.com\/blog\/wp-json\/wp\/v2\/posts\/110\/revisions"}],"predecessor-version":[{"id":112,"href":"https:\/\/www.homesbykatrinaromero.com\/blog\/wp-json\/wp\/v2\/posts\/110\/revisions\/112"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.homesbykatrinaromero.com\/blog\/wp-json\/wp\/v2\/media\/111"}],"wp:attachment":[{"href":"https:\/\/www.homesbykatrinaromero.com\/blog\/wp-json\/wp\/v2\/media?parent=110"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.homesbykatrinaromero.com\/blog\/wp-json\/wp\/v2\/categories?post=110"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.homesbykatrinaromero.com\/blog\/wp-json\/wp\/v2\/tags?post=110"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}