Category: Latest Posts

  • U.S. Active Listings Rise 5.6%

    As someone who’s spent 27 years guiding clients through the ins and outs of real estate, I keep a close watch on the numbers that truly shape your options. By late Q3 2026, active listings across the U.S. rose about 6% year-over-year—marking the third consecutive month of faster annual growth. This shift gives buyers a little more negotiating power, which can be a welcome change after a period when annual growth slowed to just 2% in late Q2—far from the brisk 17% pace we saw the year before. Even so, national inventory remains just under pre-pandemic levels, with 1.16 million active listings—still about 5% shy of the 2019 benchmark. With mortgage rates and long-term yields at two-year highs, it’s no surprise demand has cooled and the market feels less frantic. For those wanting a sharper read on their own neighborhood, it’s helpful to compare current active listings per 1,000 households with the 2018-2019 averages to see how supply stacks up. My approach has always been rooted in integrity and deep knowledge—so if you’re navigating these shifting waters, having the right information can make all the difference.

  • What does a home warranty cover and what’s excluded?

    What does a home warranty cover and what’s excluded?

    Navigating home warranties can feel overwhelming, but understanding what’s actually covered makes a difference. From my 27 years as a full-time REALTOR here in Colorado, I’ve seen how these policies can provide peace of mind by covering major systems and appliances in your home. Some plans focus just on systems, others on appliances, and there are options for both with additional add-ons available. It’s important to note that home warranties typically don’t include structural elements or preexisting issues, and each plan comes with its own coverage limits and fine print. Taking the time to review the details can help you make sure you’re protected where it matters most.

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  • Your $25K Colorado Opportunity Awaits

    Your $25K Colorado Opportunity Awaits

    Looking for an affordable Colorado real-estate opportunity? 123 Indian Hill Road in Mosca is listed at $25,000, making it an intriguing option for buyers searching for value in the San Luis Valley. The listing identifies the home type as a house, with no bedrooms or bathrooms currently specified.

    Because the details are limited, thoughtful due diligence is essential. Prospective buyers should verify the property’s condition, utility connections, zoning, permitted uses, access, title information, and any renovation or development requirements. These details can help determine whether the property is best suited for a personal project, investment strategy, or future opportunity.

    Mosca offers a distinctive Colorado setting near the broader Alamosa area, where buyers can weigh affordability against location, services, and long-term potential. Local market conditions can vary by property type, so comparing this listing with current nearby options is a smart next step.

    Interested in learning more? Send a message for available property information, disclosures, and guidance through the buying process. Let’s explore whether 123 Indian Hill Road could be the right fit for your goals.

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  • New home sales rebound as builders chase buyers’ budgets

    New home sales rebound as builders chase buyers’ budgets

    August brought a notable uptick in US new home sales, with builders making moves to meet buyers’ budgets through price reductions and incentives. While sales hit their fastest pace in eight months, they’re still running about 2% below last year’s numbers. The median price landed at $393,700, and inventory remains high—even as builder confidence is challenged by increased financing costs. With 27 years as a full-time REALTOR and a deep commitment to integrity and expertise, I’ve seen how shifting market dynamics require both flexibility and a steady hand for buyers and sellers navigating these changes.

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  • States Where Homeowners Have Most Home Equity

    States Where Homeowners Have Most Home Equity

    As someone who’s spent decades guiding clients through the ins and outs of homeownership, I always keep an eye on where equity truly makes a difference for families. Recent data highlights that in 10 states, homeowners’ equity often matches or even surpasses their net worth. For example, in Hawaii, the average homeowner holds $600,000 in equity compared to a net worth of $692,700. California isn’t far behind, with $550,000 in equity and $273,800 in net worth. These numbers are a strong reminder of just how significant homeownership can be for building long-term financial security. Helping clients understand and grow this kind of equity has been a cornerstone of my 27 years as a full-time REALTOR, always with a focus on integrity and professional service.

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  • New Homes Offer Better Value Nationwide

    Having spent 27 years guiding clients through Colorado’s evolving real estate market, I’ve seen firsthand how new construction homes are becoming an increasingly attractive value nationwide. With many existing homeowners choosing to stay put under current mortgage conditions, the supply of resale homes remains tight—making new builds a standout choice for buyers looking for more flexibility and competitive pricing. Builders are not only adjusting prices but also offering incentives like mortgage rate buydowns, which are options you don’t often find in the resale market. In areas with more building activity, the increased supply has helped improve affordability and given buyers real choices. It’s worth noting, though, that these affordability gains may be temporary if permitting continues to slow. Continued development and practical local policies are crucial to keeping options open for buyers. As always, comparing both new and resale homes is key to finding the best fit for your needs—something I’m dedicated to helping my clients navigate with integrity and deep local knowledge.

  • Price Cuts Hit 1 in 5 Listings

    As someone who’s spent more than 27 years guiding clients through Colorado’s real estate ups and downs, I’ve seen firsthand how market shifts shape our strategies. In late Q3, about one in five home listings experienced price cuts, while less than 6% were delisted—many sellers chose to remain in the market and adjust their expectations. Mortgage rates for a conforming 30-year fixed loan moved from the high-6% range at the start of the month to above 7% by mid-month, continuing to rise. By the end of Q3, active inventory reached over 1.16 million homes, and the median listing price eased nearly 1% from the previous month to $419,300, offering a bit more negotiating room for buyers. New listings slipped about 2% month-over-month to roughly 395,000. Economists have noted that higher borrowing costs kept many buyers from fully taking advantage of this increased leverage. As early Q4 unfolds, I’m closely watching whether these tougher conditions will push discounts deeper, cause repeated price reductions, or lead to longer selling times across the country. Throughout, my commitment remains: to represent each of you with integrity, knowledge, and the highest level of professional service.

  • Housing Data Gives Buyers More Leverage

    As someone who’s spent decades helping clients navigate the ups and downs of our real estate market, I’m always watching the numbers for you. Late in Q3, about 21% of active listings saw price cuts, and inventory reached over 1.16 million homes—now just 9% shy of what we typically saw before the pandemic. Buyer activity stayed cautious, with homes under contract down about 4% year-over-year for the second consecutive month, a clear sign that higher mortgage costs continue to impact affordability. The national median list price was around $419,000, down roughly 1% both month-over-month and year-over-year, with price per square foot dropping about 2% from last year. Sellers are still engaged, with about 6% of listings being delisted—holding steady from last year—while more are opening up to negotiation and price reductions. The next big question is whether these additional price cuts will encourage more buyers to sign contracts, or if the current balance of rising supply and softer demand will keep this adjustment phase going a bit longer. My approach centers on integrity and deep market knowledge, so if you’re weighing your options, I’m always here to provide insight tailored to your needs.

  • Homebuyers Gain More Perks Amid Easing Market Competition

    Homebuyers Gain More Perks Amid Easing Market Competition

    With over 27 years dedicated to guiding clients through the real estate landscape, I’ve seen how market shifts impact both buyers and sellers. Right now, elevated mortgage rates close to 7% and persistently high home prices are prompting many buyers to pause their search. As a result, sellers—particularly in Sun Belt regions where housing inventory is higher—are responding with more concessions and price reductions. Navigating these changes takes experience and a steady hand; my commitment remains to represent clients with integrity and deep market knowledge, ensuring you have the insight needed to make informed decisions in any market climate.

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